Custom Investment Portfolios:
I build and manage custom investment portfolios, on a fiduciary basis, ranging from income-focused to long-term capital appreciation. If you’d like more information, here are the steps:
1. Do Your Due Diligence:
To get a better idea about the way I think about investing, you might want to review a few of the many investment articles I have written (for example these, these and I also really like this one: How Not to Invest). You can also read more about me, my philosophy and my background on the about page. If you still think there might be a good fit, reach out using the form below.
2. Get to Know Each Other (1st Meeting):
If you think there might be a good fit, I am happy to speak with you about your investment goals. I’m located in Naperville, Illinois (a Chicago suburb), and you’re welcome to visit my office or meet me at a local coffeehouse. If you are not local, telephone conversations tend to work very well too. Here is the form to request more information and/or schedule a meeting.
Please note, my background is investment management, NOT sales, so don’t expect a slick salesman. Instead, you can expect a highly experienced and competent investment manager that’ll be excited to discuss investments. No investment topic is off limits. For example, be sure to ask me about my fees, how they compare to others around the industry, and of course what you get for those fees (e.g. me, my experience, asset allocation, security selection, as well as the team, research and resources in the office—more on these below). After you’ve completed the form above, I will reach out to you to schedule a meeting.
3. Complete the Risk Questionnaire:
After our discussion, if you think there still might be a good fit, I’ll send you a 10-minute, online risk questionnaire. Upon completion, your results will automatically be sent to me, and this will help facilitate the next step in the process—discussing an appropriate asset allocation for you.
4. Discuss Asset Allocation (2nd Meeting):
The next step in the process is a discussion about asset allocation. Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance and investment horizon. This is NOT a discussion about specific stocks and/or bonds (at least not yet anyway). It’s a discussion about the types of stocks and/or bonds that might be appropriate for you (e.g. U.S., International, high-yield, steady dividends, open-ended growth, technology, REITs, small caps, blue chips).
We’ll also discuss the type of account(s) that may be appropriate for you (e.g. individual account, joint account, Individual Retirement Account (IRA), 401k Rollovers). If you do decide to work with me, we’ll open your account on either the TD Ameritrade or Interactive Brokers platform (whichever you prefer), and you’ll be able to login and view the holdings in your account (if you open one) in real-time, any time. Depending on your individual needs, there are also a variety of additional bells and whistles available through the office team that we can discuss (they’re mainly wealth management and planning tools, that may or may not interest you, depending on your situation).
5. Complete the New Account Forms:
If you decide to move forward, this is where the office team proves to be very valuable. I work out of the office of a firm founded by one of my old classmates at the University of Chicago. He’s built out a very successful wealth management office and team that I utilize fully. One of the team members will help you with all the paperwork required to open your new account(s), and they’ll walk you through the process of transferring assets to your new account (as well as help with any questions you may have). The team is worth their weight in gold—they are truly very good.
6. Go Live:
Once the account(s) are open, and the assets have transferred over, we’re live. Depending on your needs, I usually like to have a brief discussion once the assets have arrived and before we start investing. This is where we put our previous discussions into action to implement your custom investment portfolio. You’ll be able to log in and view your account, in real-time, anytime you want. As frequently (or infrequently) as you like.
7. Open Communication:
Once we’re up and running, you’re welcome to contact me as frequently or infrequently as you like. You can also contact the office, and one of the team members will be able to assist you (usually the same person that helped you complete the new account forms and transfer your assets, but anyone in the office can help). We can schedule meetings to discuss your account periodically, to review the results, and to discuss any changes or life events that you may have to share.