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Membership includes full-access to the holdings within each of our three proprietary strategies...
1. High Income Equity
This strategy targets an aggregate yield of greater than 5%, and normally holds approximately 15-25 individual positions, that may include dividend stocks, real estate investment trusts (REITs), closed-end funds (CEFs), exchange-traded funds (ETFs), business development companies (BDCs), master limited partnerships (MLPs), and other income equities. This strategy has a dual objective of high income and total returns.
2. Disciplined Growth
This is a 100% equity portfolio, normally consisting of approximately 15-25 holdings. The objective is long-term capital appreciation and total returns in excess of the S&P 500. This is NOT an income portfolio, it is a disciplined growth portfolio. Holdings may include disciplined growth stocks, companies with open-ended growth, ETFs, CEFs and other attractive capital appreciation opportunities.
3. Balanced Portfolio
This balanced portfolio's combination of stocks and bonds can work to reduce overall volatility, while targeting an aggregate yield in excess of 6%. The strategy normally includes approximately 15-20 publicly traded equity securities (e.g. dividend stocks, REITS, CEFs, BDCs, MLPs) and 10-15 fixed income securities (e.g. investment grade and high-yield corporate bonds, CEFs, preferred shares, and others).
A membership also includes...
4. Investment Reports: Ideas and Updates
These reports may include attractive new investment opportunities, updates on current portfolio holdings (including new buys and sells), market outlook reports, and more. Members can expect to receive, on average, at least 5-7 of these reports per month, and usually more. Examples can be viewed here and here.
Complimentary: Investment Portfolio Review
We are currently offering a complimentary investment portfolio review to all new members of Blue Harbinger Research. We understand that if you've signed up for the service--you are a do-it-yourself investor (for at least some of your investments). However, we also understand most investors have multiple investment accounts (IRAs, 401Ks, taxable accounts) as well as unique investment needs and situations. The reviews are provided by Mark D. Hines, a seasoned investment pro, and they are intended to help you improve your chances for success as you manage your own investments. The reviews are conducted over the phone (or in person when feasible), they normally last approximately 45 minutes, and participants are required to provide detailed information about their investment accounts (account statements are best) prior to the call so Mr. Hines can be prepared with constructive feedback.
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If you are unhappy with your membership to Blue Harbinger Research for any reason, contact us within 30-days, and we'll provide a full refund, no questions asked.
Invest for the Long-Term. Investing for the long-term is the best option for most investors because it allows the value of your investments to compound each year, and because it protects you from many of the expensive hidden transaction costs that are prevalent throughout the industry.
Diversify. Through the use of individual stocks, bonds and a few funds (ETFs and CEFs), Blue Harbinger helps you achieve an appropriate level of diversification. Too little diversification exposes you to too much risk, and too much diversification is totally unnecessary and often very expensive.
Minimize Costs. One of the core tenets of Blue Harbinger is to help investors avoid the high costs, hidden fees and conflicts of interest that are prevalent throughout the industry. For example, not everyone needs a full-service financial advisor (aka stock broker), especially considering all of the transparent and non-transparent fees that exist (e.g. 5% sales charges, management fees, 12b-1 fees, and unnecessary trading costs, to name a few). Also, most investors would be better off avoiding mutual funds because they tend to charge very high fees and they are tax inefficiwent. For example, they often take 1-2% percent of your money each year (for management fees), and most of them underperform over the long-term because they are over-diversified (i.e. they are "closet index funds" with inappropriately high fees and hidden trading costs); plus you lose control of when you take capital gains. Additionally, many investment advisors are simply not able to act in your best interest because of inherent conflicts of interest. For example, their arms are often being twisted by special interest groups to invest your money in a certain way. Also, many of them are simply acting in their own best interest, not yours.
Understand your Investments. At Blue Harbinger, our rule of thumb is that if we don't understand the investment, we don't invest. Regarding stocks, we need to understand how the company makes money, and we need to believe in the business going forward before we invest. This same rigorous analysis applies to ETFs and CEFs. We need to understand what the fund actually holds (all securities in a market or just a sample, derivatives), does it trade at a daily premium or discount to its net asset value, and what fees are being assessed, to name a few. Blue Harbinger subscribers have access to all of our research reports and updates.
Valuation Matters. Understanding valuation is critical when actively selecting securities. Just because we like a business doesn’t mean it is a good investment. Discounted cash flow analysis, earnings growth forecasts, and peer benchmarking are examples of important valuation inputs to help us identify attractively priced investments.
Looking for an investment community where you can share portfolio positioning and trading ideas, in real-time, with other like-minded investors? Consider...
The Value & Income Forum
by Blue Harbinger
This service includes all of the benefits listed above for the Blue Harbinger Research service, plus the following additional benefits:
5. The Blue Harbinger CVI Portfolio
This portfolio is an outgrowth of the Balanced portfolio mentioned earlier, however instead of only debt and equity securities, this strategy also includes conservative income-generating options trades designed to provide supplemental income. The strategy regularly uses some leverage, however members can implement the strategy without leverage if desired. CVI stands for Concentrated Value & Income.
6. Income-Generating Options Trades
Members receive real-time email alerts when we place income-generating options trades. As mentioned, these trades are designed to provide supplemental income within the Blue Harbinger CVI Portfolio. We generally sell out-of-the-money put options on attractive securities that we'd like to own at a lower price (i.e. we'd be happy to buy and hold the shares at a lower price if they get put to us). If the shares never get put to us, then we're happy to simply keep the premium income we generated for selling the puts. We generally implement, on average, 3-5 options trades per month, depending on market conditions. And depending on if and how individuals choose to implement these trades (i.e. keeping cash on hand in case the shares get put to you, or using leverage if the shares get put to you), these conservative options trades are designed to add significant income within the Blue Harbinger CVI Portfolio.
7. Additional Exclusive Articles
Within the Value & Income Forum, we are able to share additional investment idea reports, including guest articles from highly-respected authors, covering topics that are otherwise not available to our readers or the investing public. Past topic have ranged from attractive, off-the-beaten-path small cap stocks with big dividend yields, to compelling high-yield closed-end funds trading at discounted prices. These reports provide members additional attractive opportunities to consider and to discuss.
8. Members-Only Live Chat
The Value & Income Forum is intended to provide a higher level of interaction for members, including our members-only live chat. The chat discussions are led by Mark D. Hines, and members are encouraged to exchange ideas and feedback with each other, as well.
9. Exclusive Access to the Subscriber Community
In addition to the members-only chat functionality, members have exclusive access to members-only article comment sections where they are encouraged to exchange feedback, comments and ideas. We're building a growing membership community, which is proving to be an increasingly valuable resource. And in addition to each other, members also have direct access to the author.
Complimentary: Investment Portfolio Review
We are currently offering a complimentary investment portfolio review to all new full-year members of The Value & Income Forum. We understand that if you've signed up for the service--you are a do-it-yourself investor (for at least some of your investments). However, we also understand most investors have multiple investment accounts (IRAs, 401Ks, taxable accounts) as well as unique investment needs and situations. The reviews are provided by Mark D. Hines, a professional investment manager, and they are intended to help you improve your chances for success as you manage your own investments. The reviews are conducted over the phone (or in person when feasible), they normally last approximately 45 minutes, and participants are required to provide detailed information about their investment accounts (account statements are best) prior to the call so Mr. Hines can be prepared with constructive feedback.